Monday, April 11, 2011

Bank of America Routing Number FAQs

Bank of America Routing Number FAQs

What is the ABA routing number?

The ABA routing number is a 9–digit number assigned to financial institutions by The American Bankers Association (ABA) to identify the financial institution upon which a payment was drawn. Routing numbers are sometimes referred to as “check routing numbers”, “ABA numbers”, or “routing transit numbers” (RTN). Routing numbers may differ depending on where your account was opened and the type of transaction made.

What is the routing number for my Bank of America account?

Routing numbers depend on the type of transaction made. Please sign in to Online Banking and click on the Show Routing Numbers link on the Accounts Details page to find your routing numbers (available for all states except Florida, Illinois, Missouri and Texas). If your account was opened in Florida, Illinois, Missouri or Texas, or you do not have access to Online Banking, please contact customer service by calling 1.800.432.1000 to get your routing numbers. Customer service associates are available Monday through Friday from 7 a.m. to 10 p.m.; Saturday and Sunday from 8 a.m. to 5 p.m., local time.

You may also find the correct routing number for the type of transaction you want to make by using the dropdown menu and choosing the state in which your account was opened.


Sample Bank of America Routing Number:
Alaska  
Paper (ex. Ordering Checks): 051000017
Electronic (ex. Direct Deposit/Automatic Payment): 051000017
Wire Transfer: 026009593




California, North
Paper (ex. Ordering Checks): 121000358
Electronic (ex. Direct Deposit/Automatic Payment): 121000358
Wire Transfer: 026009593
State:California, South
Paper (ex. Ordering Checks): 122000661
Electronic (ex. Direct Deposit/Automatic Payment): 121000358
Wire Transfer: 026009593

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How do I know which ABA routing number to use?

Routing numbers depend on the type of transaction made.
  • To reorder checks, use the number for paper transactions.
  • To set up direct deposits (e.g., to receive paychecks or IRS refunds) or outgoing payments to other financial institutions, use the number for electronic transactions.
  • To receive incoming domestic or international wire transfers, use the number for wire transfers.








What if my state has more than one routing number?

In California, Illinois, Florida, Missouri, and Texas, there are multiple processing regions, so more information may be needed to determine the routing number for your account. Customer service associates are available to help you identify the correct routing number. Please contact customer service at 1.800.432.1000 (California customers call 1.800.622.8731). Customer service associates are available Monday through Friday from 7 a.m. to 10 p.m., and Saturday and Sunday from 8 a.m. to 5 p.m., local time.



What state should I select if I opened my account online or by mail?

Please sign in to Online Banking and click on the Show Routing Numbers link on the Accounts Details page to find your routing numbers (available for all states except Florida, Illinois, Missouri and Texas). If your account was opened in Florida, Illinois, Missouri or Texas, you do not have access to Online Banking or you do not know the state in which your account was opened, please contact customer service by calling 1.800.432.1000 to get your routing numbers. Customer service associates are available Monday through Friday from 7 a.m. to 10 p.m.; Saturday and Sunday from 8 a.m. to 5 p.m., local time.

What is my routing number if I opened my account through a military bank?

If you opened your account through a military bank, a customer service associate can help you identify the correct routing number. Please contact customer service at 1.800.334.1920 Monday through Friday 7 a.m. to midnight ET and Saturday 10 a.m. to 4 p.m. ET.


Where is the Bank of America transit/ABA routing number on my check?

The sample check graphic below shows where the ABA routing number can be found on your checks.
Bank of America Routing Number FAQs



If you do not have checks, please use the dropdown menu above to choose the state of the banking center where you opened your account or sign in to Online Banking and click on the Show Routing Numbers link on the Accounts Details page to find your routing numbers (available for all states except Florida, Illinois, Missouri and Texas).
If you opened your account online or by mail, please contact customer service at 1.800.432.1000 (California customers call 1.800.622.8731, Washington and Idaho customers call 1.800.442.6680). Customer service associates are available Monday through Friday from 7 a.m. to 10 p.m. and Saturday and Sunday from 8 a.m. to 5 p.m., local time.


What is the Automated Clearing House (ACH) number?

For ACH transactions, please use the routing number for electronic transactions.

The Automated Clearing House (ACH) is an electronic payment delivery system which allows you to make payments or collect funds electronically through the ACH network. We can help you take advantage of the speed and efficiency of electronic payments and collections available through the ACH network, giving you better control over the timing of payments that post to your bank account(s). ACH transactions are usually next-day entries when exchanged with other financial institutions. ACH functions include direct deposits and check conversions from paper to electronic.

Source: http://www.bankofamerica.com/

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